Who we are
About AFL Fintech At AFL Fintech (Akshya Fincon Pvt Ltd), we are on a mission to democratise credit across India. We bridge the financial gap by bringing simple, transparent, and low-cost financing directly to the heart of Urban, Tier-3, and Semi-Rural India. Our platform is built for everyone—whether you are a salaried professional, a local shopkeeper, or a small business owner with diverse income streams. Our Core Credit Focus: 👉 Home Loans (HL): Making affordable homeownership a reality in every corner of India. 👉 Loan Against Property (LAP): Unlocking the maximum financial value of your assets. 👉 SME Loans: Providing fast working capital and business financing to scale micro-enterprises. By removing heavy paperwork and eliminating high interest rates, we ensure that every income holder gets the financial backing they deserve to grow. AFL Fintech – Your Growth, Our Commitment.
2
States
1
Union Territory
2500+
Customers
5
Branches
50+
Employees
APPKA PARTNER
ENDLESS PROSPERITYInterest Rate & Charges
Our interest rates are competitive and reasonable for customers. They depend on various factors.
- Easy and flexible criteria for eligibility.
- Principal, tenure, and other factors influence the rate.
- Get a good interest rate which is pocket-friendly.
- Industry-standard rates with best service and assistance.
- Customized solutions for your needs.
Eligibility Criteria
The maximum loan amount is calculated based on your monthly income, existing obligations, loan tenure, and interest rate.
- Monthly income must be sufficient to cover the EMI.
- Existing obligations should not exceed a certain percentage of monthly income.
- Loan tenure and interest rate affect the loan eligibility.
Home Loan Planning & Summary
Plan your dream home purchase with transparent calculations. Keep your EMIs comfortable relative to your income.
- Total Principal Amount: ₹0
- Total Interest Payable: ₹0
- Total Payment (Principal + Interest): ₹0
- Longer tenures lower your monthly EMI but increase total interest outgo.
- Competitive interest rates designed to fit your long-term budget.


