Mr. H Kumar sounds like a highly experienced professional in the finance sector with a strong background in multiple areas, including mortgages, SME finance, microfinance (JLG), and insurance. His expertise across key financial services such as home loans, SME finance, corporate advisory, and product/policy development reflects a well-rounded skill set. The fact that he has worked with prominent institutions like DHFL Pramerica, Mahindra Finance, and PFL Finance speaks to his broad experience in diverse financial segments.
His mission to empower India's middle and lower classes with access to low-interest loans and maintaining strict control over NPAs (Non-Performing Assets) in banks and NBFCs (Non-Banking Financial Companies) shows his focus on promoting financial inclusion and stability in the country.