Financial inclusion refers to the efforts to make financial services accessible and affordable to all individuals, particularly those who are underserved or excluded from traditional banking systems. This includes providing access to basic banking services, credit, insurance, and digital payment systems, especially to low-income individuals, rural populations, and small businesses. By ensuring that everyone has the opportunity to manage their finances, save, invest, and borrow, financial inclusion can empower individuals, promote economic growth, reduce poverty, and contribute to a more equitable society.
