What is Non income proof home loan

It's called as Affordable Home Loans this type home loan called nip product and in this segment so many nbfc giving loans at little high rate of interest,
In this segment daily kirana store ,cash earning people's ,e Riksaw owners ,auto drivers ,truck drivers ,people's who are getting cash salary .
They can apply on the basis of net income we can fund affordable home loan and they can fullfill the requirement.